No surprise bills.

Insurance, Denti-Cal & Payment Options

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Dental care should not come with surprise bills. We accept most PPO plans and Denti-Cal, verify your benefits before you come in, and give you an itemized estimate in writing before any treatment. If you would rather pay monthly, CareCredit, Cherry and Sunbit plans are available.

PPO plansMost plans accepted
Denti-CalChildren and adults
FinancingCareCredit, Cherry, Sunbit
EstimateIn writing, before treatment

PPO dental insurance

We accept most PPO dental plans, including the major carriers such as Delta Dental, MetLife, Cigna, Aetna, Guardian, UnitedHealthcare, Anthem Blue Cross, Blue Shield of California, Humana, Principal and Ameritas. If your plan is not on this list, call us; we check it in minutes.

Before your visit we verify your benefits, and after each visit we file the claim for you. Most PPO plans cover preventive visits (exams, X-rays, cleanings) at or near 100 percent, fillings and extractions at a high percentage, and crowns, bridges, implants and dentures at about half, up to the plan's annual maximum. Your written estimate shows the plan's share and yours.

HMO plans

HMO (DHMO) coverage depends on the plan and the office you are assigned to. Call (310) 644-4648 with your plan name and we will tell you whether we can see you under it.

Denti-Cal (Medi-Cal Dental)

We accept Denti-Cal for children and adults and welcome new Denti-Cal patients. Exams, X-rays, cleanings, fillings, root canals, extractions and dentures are among the covered services, within Medi-Cal Dental's limits. Bring your Benefits Identification Card (BIC) and a photo ID.

What Denti-Cal covers at our office ›

No insurance?

You are welcome. Ask for the fee for your visit when you book and we tell you up front. For any larger treatment you get an itemized estimate first, and you can spread the cost with a monthly plan.

Monthly payment plans

Monthly payment plans are available through CareCredit, Cherry and Sunbit, subject to credit approval. You apply online in a few minutes, usually with an instant decision, and the plan pays us so you can start treatment and pay monthly. Promotional interest-free periods are often available on qualifying plans; the provider's terms apply.

A health-care credit card accepted at our office. Promotional financing on purchases over the provider's minimum, subject to credit approval.

carecredit.com ›

Point-of-sale payment plans with a quick application from your phone and no hard credit check to see your options.

withcherry.com ›

Monthly payment plans with a short application and a high approval rate, designed for dental and medical visits.

sunbit.com ›

Payment methods

We accept cash, debit cards and all major credit cards. Your estimated portion is collected at each visit; if you would prefer monthly payments, set up CareCredit, Cherry or Sunbit before treatment and we take care of the rest.

Insurance and payment questions

We accept most PPO dental plans and Denti-Cal (Medi-Cal Dental). Call us with the name on your card and we check your plan and benefits in a few minutes, before your visit.

You are welcome. Ask for the fee when you book and we tell you before the visit. For larger treatment you receive an itemized written estimate, and monthly payment plans are available through CareCredit, Cherry and Sunbit.

Yes, always. You get a written estimate with your insurance applied before any treatment beyond the exam and cleaning, and we do not start work you have not approved.

Teeth whitening, veneers and purely cosmetic bonding are usually not covered by dental insurance. Crowns, fillings and extractions usually are, within your plan’s rules.

HMO coverage depends on the plan and on which office you are assigned to. Call us with your plan name and we will tell you right away.

Yes. CareCredit, Cherry and Sunbit offer monthly payments, often with promotional interest-free periods, subject to credit approval. You can apply online in a few minutes before your appointment.

Questions about your plan?

Call (310) 644-4648 with your insurance card handy, or book online and enter your insurance details; we verify them before your visit.

New patient information · All treatments